Plans That Fit Your Needs
Ameritas Retirement Plans offers plans tailored to your business – from traditional profit sharing to advanced plans designed for high net worth employee groups.Corporate Plans
The 401(k) is the backbone of our retirement plans business. The traditional 401(k) is the most popular employer-sponsored retirement plan for private companies. Variations include:- Safe Harbor 401(k) Plan – allows highly compensated employees to contribute the maximum amount.
- New Comparability Plan – offers different benefit structures for different groups within a business.
- SoloPlus – a simplified 401(k) design for small business owners.
- Cash Balance Plan – a hybrid of a traditional pension plan and a 401(k) that allows substantially higher contributions.
Governmental Plans
These plans allow employees of states, municipalities, political subdivisions or agencies to save for retirement without paying income taxes on contributions or on any earnings until they are withdrawn. Types of plans include:- 457(b) Plan – a deferred compensation plans are available for state or local government employees.
- 401(a) Money Purchase Plan – an employer funded plan that provides a specific level of contribution annually.
- 414(h) Plan – a governmental plan that allows employees to contribute on a pre-tax mandatory contribution basis. This is referred to as an Employer Pick-Up provision.
Plans That Fit Your Needs
| Business Type | Available Plans |
|---|---|
| Corporation | 401(k), Profit Sharing, Defined Contribution |
| Non-Profit | 401(k), Profit Sharing, Defined Contribution |
| Governmental Agency | 414(h), 457(b) |
| Sole Proprietors and Partnerships | SoloPlus, 401(k), Profit Sharing, Defined Contribution |
This information is provided by Ameritas Retirement Plans of New York, a division of Ameritas Life Insurance Corp. of New York, a UNIFI® Company. For more information about UNIFI® Companies, visit UNIFIcompanies.com.
The Ameritas Retirement Advantage Series refers to group annuity contracts issued by Ameritas Life Insurance Corp. of New York (Form FA 64349).
UNIFI® is a registered service mark of UNIFI Mutual Holding Company.
